I know goal setting and planning works as I use it in my personal and business life with great results. I have often ask my clients what they wold like to achieve and often they reply, “reduce my debt”. Watching them I always notice how they start to deflate when they think of how much they owe. How can a goal work if it starts off by leaving you feeling deflated or out of your control? it can’t!

A goal must be something that induces good feelings and makes you smile. We all want to reduce our debt but debt often induces fear and goals cannot be driven by fear, rather they need to be driven by desire.

Desire is a good start to goal planning… so what is it you desire? Do you really know, if not start of with a small goal.

Try making one of your goals a pay increase or a promotion at work. That way the increase in money automatically takes care of the debt reduction and the goal also gives you something to strive for. The goal will also give you energy to find a way to get the increase, giving you better results at work. These results will speak for themselves. Keep records of the changes and achievements and in your pay or job review, show them as evidence you are earning the company more and deserve a raise or a promotion.

Once you set one goal, for one part of your life, you will start to see how you can achieve more in other areas of your life as well. So get goal setting.

Join our 100 Day Challenge – make yourself a plan and if you tell us about it, you could win a free consultation with clairvoyant Rosina Bond (me!) and with Clinical Nutritionist Di McCauley. Join the newsletter and we will keep you posted.

Entries open September 1st 2009

I hope your week has gone well and you are settling into the restrictive energy and allowing yourself to rest and not fight it, this week it is especially prudent to go with the flow and not react to things happening to you and around you. July is an important month for those that follow the magical calendar as it is the time to focus on intention to do with money and what you need for the remainder of 2009. This month (new moon) is an ideal time to perform a money spell and ask the universe to guide and help you achieve what you want to do.

So stay clam this week and look to where you would like 2009 to finish for you on a financial level and ask for support.

I will be posting the first of my articles on attracting money and living an abundant life this week, so keep an eye out on www.woman2woman.co.nz.

I have updated my readings page so if you feel you could do with some help or direction to complete 2009 go to www.rosinabond.com

Thanks and have a grand week. Ciao Rosina

June – Now we’re talking money! The number 8 is very much concerned with material and external manifestation. It is the number of results and accomplishment especially when it comes to work, career and business. If you have been thinking that you need a physical change then June is the month to consider this or anything else physical in your life. Use your creative energy to find amazing ideas to make your life better, inspire your kids and family as not only will you get ahead but you will feel great too.

8 is the number of vision, and therefore very much in touch with financial planning and material concerns, don’t sweep your financial problems under the carpet as now is your chance to sort them out. We have not energy like this for some time so enjoy it and make use of every drop.

Talk again soon,

Rosina

It has been a while since I have written in my blog as I have been busy writing an eBook on money, numerology in 2009 which is near completion and will be available for free on my website www.woman2woman.co.nz  in May so keep a look out.

The energy this month has been more relaxing and not so tiresome which I have enjoyed. I feel there are some restrictions coming in May that I wanted to warn you about as I feel with the right mind space it will be easier to cope with. I feel there will also be another shift in the USA which will make the money markets nervous and in NZ we should see a small window and a drop in interest rates so make the most of this if you have not already.

Business is still tough for some and really bad for others and again attitude and mind set will make the differenceto get through this time with less stress. The more passion you have for what your doing the better, as passion helps find windows of opportunity. If you have no passion at all and life or work it is just a drudge then I would take a good look and make some decisions as life is too short to be a drudge.

Passion makes all the difference to what your doing as it induces the right hormones to have more fun.

Till next time

The first week in March felt more fluid and people are finally starting to let go and see that they can survive this recession. This week saw people making decisions and moving forward especially in business as it has been a time of change, a lot of people were not ready to embrace the recession as they felt immobilsed. I was sent a quote this week which made me feel pretty good as my competitive nature kicked into play and I wanted to inspire others.

“The economic pie is shrinking and you need to get a bigger piece of it. There’s no better time than right now to proactively promote your business. This is the time to be original, amazing and helpful…and then to tell that story to everyone who might be interested.”
…Donald Cooper

Donald also told us about a campaign that Canadian Airlines did: The folks at JETWEST delighted customers and made money by offering the following for February 14th anybody with last name Valentine, Sweet of Heart (hart) or with the first name Rose was able to fly anywhere in Canada for $14 plus taxes for that day. This was very clever and got them a ton of free publicity all across the country and made many people smile.

When is the last time you made your customer smile?

So think, be original and most of all remember “it is business as usual”  make sure your communication is good that you follow through and give extra customer service and make your business one with a difference. But most of all enjoy what you’re doing and if you’re not, then make a change.

This week I want to focus on business and money, the energy and how to keep things fluid.

So keep reading the blog,

Thanks Rosina

Release and let go is the motto for the first few months of the year! Think of the first few months of the year as spring-cleaning time. Give things away. Go through your home, your wardrobe, your garage, your relationships, your career choices, your choice of foods, your exercise program.

What is your inner mind chatter repeating over and over? Is it empowering you to approach 2009 with a positive attitude, energy and passion - or is it limiting you and holding you back?.

Look at what or who needs to be released. What could be improved? What beliefs are you still holding on to that no longer work for you. Let it all go. Simplify your life.

You will be so glad and feel more empowered, you will cope with 2009 and all the emotion much easier.

Till next time

Rosina

As the month has progressed you will have started to notice more and more tension from the business community, as people are struggling and feeling a lot of fear of what is next. Like I have said in my earlier blogs, business as we know has gone and we are in no mans land while the new regime settles in.

I have spoken with a few people in business and they are finding it very competitive and clients want everything yesterday and for a very low cost due to a smaller amount of money to go around. Our profits are taking a hit as the expectations are high and the credit crunch continues to smack. Credit limits and accounts get pushed causing fear and reactions to your debtors.

We will see many companies react from fear in the next two months as they enforce credit limits on their debtors, however the affect of this will not be felt for a while and then the companies that have enforced this realise that they may have shut their business down.

Put limits in place and enforce them but do it right. Look at the company history and how they communicate and put realistic limits in place that everyone can survive with. Remember everything you do has cause and affect so make sure you think about all the consequences from decisions you make and procedures you put in place now as the outcome does take a while to show up.

It is all about making 2009 work for you the best you can. Work smart not hard and watch for hidden traps.

Till next week

Rosina

Well the first thing to be said is HAPPY NEW YEAR and welcome to a 29/11/2 vibration. This vibration is certainly not for the faint hearted as it is known as the heartache number. 2009 will be an extreme year with highs and lows and no middle ground; what you think about the year will determine the outcome.

This energy can swing from highs to lows experiencing extreme emotions. (But don’t worry as you read on its not all bad) you may find as people are more emotional than normal they may be harder to rely on and you will need to support your self through this year. I suggest only taking advice from people who are well informed and know their stuff as half or misinformed advice may lead you into trouble.

This vibration also has a strong deception element so I advise against rushing in and promising the earth personally and in business, weigh all the facts and when the way is clear then move or say what is needed. Still leave some room to move as the unexpected element will exist all year and appear without warning wiping people off their feet. Having a positive, smart and clear mind may be the difference from swimming or sinking in these times.

Without taking in all the information especially where money and business are concerned this may leave you feeling unsupported and bitter, immobilising you and those close to you.

2008 was a new beginning and the foundation year of new energy, projects, ideas, relationships and changed business and our financial markets for ever. The new projects and activities that you started last year are still vulnerable and may bring you face to face with responses from the world outside yourself; you may feel insecure or experience fears about these newly formed projects or what is ahead for business globally and if you are prone to doubting or second guessing yourself, you may struggle at the early part of the year to maintain focus on your project or goal. A new year always makes us think of the past and re-evaluate our lives and this is time when you need more…. So get more i.e. read, use the internet, get a reading or a life or business coach what ever helps you settle into this new energy, but settle you must.

Weigh things up through logic and use your mind to face life and overcome difficulty. If you’re going through something that is pushing your limits, then slow down and take time to support you and the situation. Be positive and look for doorways and solutions without selling your soul at the same time and find some balance in these extreme situations as this may be a key factor in completing 2009 successfully.

Love, Family and Relationships

To understand any situation requires learning so patience is the best tact to take and try not to take anything personally, although hard when emotions are involved. Due to a high element of emotion it is easy to play the blame game and misunderstandings could occur when discussion get heated. Try and look at the situation for what it is then make decisions. Watch your tongue as it is very hard to take things back once said, try and analyse the situation and understand why things have happened and you will find the relationship can move foreword and be more fulfilled.

Many relationships will be put to the tests this year as our finances  are challenged in New Zealand and the world occur. To avoid misunderstanding have a plan and a budget set that everyone is clear on. Try and have some treats as it is not about restriction but getting the best out of the least.

Children… For those with children especially teens they will test your patience as the indecisive factor will be at the front, don’t expect things to be easy, breathe and try and let things go. Ask them to clean up rather than tell as the stubbornness gene will be huge, causing frustrations and tempers to fly. If you let everything get to you then explosive moments will happen, making the situation worse and taking the situation to a complete stand still. Use your instincts and be a little more positively manipulative and the energy at home will be more fluid and in your favour.

You need to watch teens being influenced by peers as the experimental, sex, drinking and drugs elements are stronger and boundaries will need to be set and followed through to keep them safe and you at peace. If you are finding it hard to compromise  with your teens try writing a contract together (you must both or all agrees with the terms) with consequences for you and them. If someone breaks the rules or parameters then the agreed terms of the contract must be enforced or it won’t work.

Most of all a loving atmosphere is needed for the wellbeing of everyone. With love and understanding obstacles can be overcome.

Love… It is a great year to connect to people so networking on every level is in your favour and should be taken seriously. For those wanting to find love the energy is behind you so try and loose those old habits and antiquated thoughts that have kept you back in the past. If you want love! This year to get it, don’t hide and be lonely or find ways of believing I will never meet someone, and it is true you wont meet them in your lounge. If you want love! This is the year to get it! Don’t hide, or be lonely rather find ways of connecting and believe in yourself. Don’t keep reaffirming “I will never meet someone”  and it is true you won’t meet them in your lounge.

Try and support a cause or organisation that helps others this year financially or any other support that you can muster as being socially aware will help you too. 2009 is an inclusive year not just about you.

Health

This year’s vibration affects the nervous system so if you worry too much it may affect you physically. Take control of your though process and make sure you nurture the physical body, as when you are physically depleted it will affect the emotion and as you can see from what I have written earlier this could lead to emotional chaos in relationships.

Limit food and alcohol intake as the body is going to be more sensitive in general and will have reactions to over indulgences. Gentle exercise like yoga will have increased benefits to your mind and body being a year that is sensitive to the spiritual and the moon.

Spiritual

Spiritual growth and understanding of life will be easy to grasp this year. This vibration assist our consciousness (awareness) and our instincts can be spot on but often ignored as there is something you do not want to face up to.

Business and Money

Working with the energy and not against it also makes life easier and I will try and keep you posted regarding the energy fluctuations. Energy comes in waves positive and negative and being aware of this is half the battle and keeping those emotions settled will help you succeed in 2009. Check out my blog for the warnings and green lights weekly.

You will need diplomacy and understanding this year especially where staff is concerned, as people will be more emotional. Give clear information and all the information if you want a concise job done  . By holding back or not giving them outlined expectations may then lead to mistakes and an unhappy employee or team. You may then loose key people and they are not easy to get no matter what the job market not to mention the cost to retrain.

The general public will feel the credit crunch this year as we will see credit agencies enforce policy on anyone late or in default. The credit crunch has not hit the personal sector yet but it will. Try and look at other ways of making money or making your company more effiecient.

I feel the retail market will take another dive in February and we should see another major fluctuation in the USA and European markets. There will be three significant months of our year, February, June and September and I will be writing more in-depth information in my blog closer to the time. April will bring some light relief to all and the overall feeling will be positive this month. But don’t be lulled into a false sense of security as it is short lived.

There will be many business go under this year as they have missed or ignored the warnings of the previous years and not changed with the times. If you feel you have or can see issues then take some advice and do something about it before it is too late if you ignore you will pay.

Make informed decisions as it is essential to read and have a full understanding of the legal small print before signing or committing to anything. Get a business reading or advice and be as informed as possible.

There will be businesses that fare very well but these will be due to service and professional standards and make sure you walk the talk and then you will enjoy the banking.

It will be a lean year but as long as you are informed or your financial controller is then you should be on safer ground, take nothing for granted and don’t leave things to chance.

I cannot stress enough the hidden dangers in legal documents so be forewarned, anything done in a rush or without the right advice will have a strong affect and may not show up for years to come.

Business as we know it has changed. Money is energy, money in and money out, keep the flow going and release money with a positive attitude. I believe our credit and lending criteria will change over the next five years as more companies will push the boundaries enforcing others to shut things down and change their terms and conditions, putting new pressures on business as we know it. Try and keep your payments as on time as possible, and communicate with your suppliers or creditors. If they are over the terms or expectation put some goals in place to getting the payments up to date in a shorter period as possible. If there are areas of your business that are lacking or loosing money, sort them out and be clear or you may not survive – like I said, this year will be extreme so best not ignore any sign posts.

2009 is all about consolidating foundations and for business to survive to 2010 and beyond you will need to work on your business and not get lost in it. Delegate where possible and don’t let the fear of the world shut you down. Business has never been for those assured of success as it takes guts and belief in you, your support team and some luck. Some of the most successful people in our world follow their instincts. What are yours telling you? Remember the energy this year is hidden and easily confused. If you live in a busy mind how can you be clear on what you want and then give clear instruction to anyone else.

Banks will be harder to deal with and not giving at all, they will require your life on a platter but again if you approach this with fear the energy is weakened. Know what you have and what you need and remove the fear. Lock interest rates in this year as it is better to know what you have for the future.

Confidence is the key to dealing with banks as they work for you, if you go in begging you give your power away and weaken your intention.

Our government will blame the past one, what else is new. But it will be a tough job for them to get through this year. Global economies are shaky and you will hear some negative talk through 2009 but we have lived through resesions before and made it through and will again.

How you deal with it in your mind will make the most difference to you.

I could write for days as there is so much more but keep coming back to my blog or our website, www.women2women.co.nz.

Thanks,

Rosina