I know goal setting and planning works as I use it in my personal and business life with great results. I have often ask my clients what they wold like to achieve and often they reply, “reduce my debt”. Watching them I always notice how they start to deflate when they think of how much they owe. How can a goal work if it starts off by leaving you feeling deflated or out of your control? it can’t!

A goal must be something that induces good feelings and makes you smile. We all want to reduce our debt but debt often induces fear and goals cannot be driven by fear, rather they need to be driven by desire.

Desire is a good start to goal planning… so what is it you desire? Do you really know, if not start of with a small goal.

Try making one of your goals a pay increase or a promotion at work. That way the increase in money automatically takes care of the debt reduction and the goal also gives you something to strive for. The goal will also give you energy to find a way to get the increase, giving you better results at work. These results will speak for themselves. Keep records of the changes and achievements and in your pay or job review, show them as evidence you are earning the company more and deserve a raise or a promotion.

Once you set one goal, for one part of your life, you will start to see how you can achieve more in other areas of your life as well. So get goal setting.

Join our 100 Day Challenge – make yourself a plan and if you tell us about it, you could win a free consultation with clairvoyant Rosina Bond (me!) and with Clinical Nutritionist Di McCauley. Join the newsletter and we will keep you posted.

Entries open September 1st 2009